By Erica Scott
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October 31, 2023
Social Security Disability Insurance (SSDI) is a program offered by the US government to individuals who are unable to work due to a medical condition or disability. The program is designed to provide financial support to disabled individuals and their families. However, to qualify for SSDI, there are specific requirements that must be met. If you reside in California and plan to apply for SSDI benefits, it is essential to understand the eligibility criteria and the application process. In this blog post, we'll discuss the requirements for SSDI and how to best navigate the application process in California. 1. Eligibility requirements To qualify for SSDI in California, you must meet the following criteria: - You must have a medical condition or disability that prevents you from working for at least one year or results in death. - You must have earned enough work credits, which is determined by the Social Security Administration (SSA) based on your age and work history. - You must be under full retirement age (65-67, depending on your birth year) - The medical condition or disability must meet the SSA's definition of disability. 2. Medical condition or disability To satisfy the definition of disability under SSDI, the condition must be severe enough to prevent you from working in substantial gainful activity (SGA). In California, SGA means earning a minimum of $1,310 per month for non-blind individuals. The SSA evaluates the severity of the medical condition based on the provided medical records and reports from your doctor. Generally, the condition must be expected to last at least one year or result in death. 3. Application process To apply for SSDI benefits in California, you can either file online, by phone, or by visiting your local Social Security office. When filing, ensure that you have all the required information, including medical records, work history, and other relevant documentation. Once filed, the SSA may require you to undergo a medical examination or request additional information before making a decision on your claim. 4. Disability benefits If your application is approved, you'll start receiving SSDI benefits. The amount received is based on your work history and earnings record. In California, the monthly benefit payment for SSDI ranges from $1,300-$2,300. Additionally, if you have dependent children, they may also be eligible for benefits under the program. 5. Appeals process If your SSDI application is denied, you can appeal the decision by initiating a request for reconsideration or requesting a hearing in front of an administrative law judge. If the administrative law judge denies your appeal, you can further appeal to the Appeals Council or file a civil lawsuit in federal court. SSDI is a crucial program that provides financial support to disabled individuals and their families. However, to qualify for SSDI in California, it is essential to understand the eligibility criteria and the application process. Ensure that you meet the required medical condition, possess enough work credits, and satisfy the other eligibility criteria. If you're in doubt on how to proceed, it's best to consult an attorney to guide you through the process. With the right guidance, you can navigate the SSDI requirements in California and receive the benefits you're entitled to.